Our affordable fast credit repair services was established to help consumers prepare for acquisition of credit lines, auto loans, credit cards, home loans and business capital at the best possible rates. Today more than ever, consumers need to be proactive with their credit. Unfortunately, most consumers aren’t aware how costly bad credit is and how it destroys their wealth accumulation. The Credit Experts educates consumers and informs them that “THERE IS A WAR AGAINST THEIR CREDIT SCORES TO MAKE THEM PAY MORE”!
The Credit Expert offers fast credit repair services for the repair my credit clients. Learn how to repair credit fast with our how to repair my credit fast system that is proven over time.
Most consumers don’t know where to turn when your credit and credit scores has gone for a free fall or taken a dive, either from financial missteps or just from neglect, is very important. We believe that our company The Credit Experts is the best credit repair and or credit education company in the market right now. You will have an account manager and credit expert assigned to your case after onboarding.
Our founder at the age of 25 back in 1992, credit was in a mess when he graduated from the American University in Washington, DC with a degree in Finance and Real Estate Urban Development. I was shocked to find my credit a mess. As it turns out, neglect does not make a great credit score.
He immediately began to work on his own credit and bought his first home less than one year out of college. In no time, he was able to identify many mistakes on his credit reports — all three! — and begin to work out a plan. Almost immediately, it was communicating directly with my creditors, and the reporting agencies, to correct the issues.
During this time there wasn’t in existence a FICO scoring model in 1992.
While not the solution to every credit problem, credit repair is a great way to acquire assets and grow your credit report and improve your credit score.
Let us use our skills and knowledge to help you with our fast credit repair program and services to get you from point A to point B. You must know where you to get where you want to go. A Credit Expert with decades of experience helping clients achieve their financial goals of acquiring car loans, real estate, credit cards and business loans will assist you throughout the credit restoration process. If you’re asking the question of “How to repair my credit”? Then we are your best source to help you navigate with resources that are proven.
Our credit repair services offers personalized dispute options to fit your exact credit repair needs with advance software.Read More
One of our experienced case analyst and/or case advisor will work personally with you throughout the process.Read More
One of our credit experts will prepare and submit custom dispute correspondence on your behalf.Read More
Our fast credit repair services utilizes highly advance technology, which allows us to efficiently manage your credit repair file while using our expertise to develop an action plan for your time constraints and goals. More importantly our founder has been in the banking industry for almost 30 years and has loaned out over 300 Million Dollars based on credit through his organization and has viewed thousands of credit reports for loan approval. We help raise your consumer credit report scores by working with you, your creditors and the credit bureaus to remove negative items from your credit and adding positives. This alone helps us to stand out from the crowd when it comes to credit repair services from any company in the marketplace to help consumers restore their credit with fast credit repair. Keep in mind that the credit bureaus usually take 30 days to respond to our disputes and it can usually take from 30 - 45 days to receive a letter in the mailbox. We're very clear and up front with our credit repair services, so when we say fast credit repair, we mean that we work fast to analyze, dispute and send correspondence to the three major credit bureaus which are Equifax, Experian and TransUnion. We also send correspondence to collection agencies, third party creditors and or furnishers.
The Credit Experts is an organization where people work together to help achieve success for our clients. We've seen people get declined and pay too much in interest for items bought on credit. It is estimated that over 80 Million people in America have bad credit or a bad credit score. We decided to do something about it and created a company that consumers can count on and trust.
Our business model is unlike any other in the marketplace. We offer credit repair for consumers and business owners. We also build credit with our private inner circle program to help our clients receive the best offers in the marketplace.
Payment History 35%
Debt Capacity of Available Credit 30%
Age of Credit 15%
Mix of Credit 10%
"The Secret of Getting the Best Results for Your Credit Repair And Getting Approved for Credit Is Joining The Credit Experts Inner Circle."
We help make your credit scores higher to improve your credit terms and approvals.
We've seen thousands of credit reports before there was a scoring model and thousands afterwards. We have client's who went from Foreclosures to 800 PLUS Credit Scores. We have the BLUEPRINT to INCREASE Your Credit Scores!
From banking to insurance to wealth management to employment to purchasing a car, a house or just a credit card is all impacted by your credit score.
A collection can result from a debt that has not been paid on time. ... The collection agency will then attempt to recover the money owed. While different creditors and lenders have different policies, many credit card accounts are sent to a collection agency after 180 days of non-payment.Learn More
Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain. Identity theft is one of fastest growing crimes.Learn More
A duplicate credit entry means that your credit account information has been recorded more than once. Therefore, it appears to be two separate accounts. This could hurt you because it may appear that you have more debt than you do. Lenders turned down often base on this metric.Learn More
If there's a mistake or outdated information on your credit, we can dispute your credit report with the credit bureau showing the wrong info. It's smart to get your free annual credit reports from each of the three credit reporting agencies every year.Learn More
A common example of junk debt is credit card debt that a private company purchases from banks, or another original creditor. Original creditors or junk-debt buyers can sue the borrower for the money. ... quicklist: title: Don't ignore a lawsuit.Learn More
A late payment is an amount of money a borrower sends to a lender or service provider that arrives after the date that the payment was due or after a grace period for the payment has passed. More importantly if more than 30 days past due.Learn More
Divorce doesn't dissolve the joint accounts you opened with your ex nor does it remove them from your credit reports. ... In fact, a high credit utilization rate on a joint credit card could hurt the credit scores of both you and your ex, even if all payments are kept on time.
A mixed credit file occurs whenever a CRA inadvertently commingles the credit histories of two different individuals into a single report. The result is a credit report that contains information belonging to two different consumers, bundled together as if those two people were the same person.
The bankruptcy public record is deleted from the credit report either seven years or 10 years from the filing date of the bankruptcy, depending on the chapter you filed. Chapter 13 bankruptcy is deleted seven years from the filing date because it requires at least a partial repayment of the debts you owe.
If you don't pay a collection account, it may wind up with a second — or third — collection agency, resulting in multiple negative items on your credit reports. Sometimes referred to as “double jeopardy,” two or three collection accounts for the same debt can affect your credit scores.
No credit, on the other hand, means you haven't had any recent credit activity that the credit bureaus can use to generate a credit score. No one actually has a credit score of zero, even if they have a troubled history with credit. The FICO scoring model, for instance, ranges between 300 and 850.
Our client portal is a secure digital gateway to The Credit Experts Clients and our network and community, to access files, or other information in reference to their updates and credit repair status. Our Client portals are for our customers and can be accessed via a Web browser or mobile app 24/7/365.
Credit monitoring services are companies you can pay to keep an eye on your credit files. The services notify you when they see activity in your credit files, so you can determine if that activity is a result of action you took or possibly fraudulent. We offer a trial for $1.00 to all 3 credit scores.
Average Score Increase 100 points or more 15% of the Time Are Our Best Results
Average Score Increase 100 points or more 25% of the Time Are Our Best Results
Average Score Increases 60 points is the overall Average Score Increase Results
Results Are Higher Over Time We've seen some increases over 150 Points with great Results
Our most frequently asked questions are listed below.
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The Credit Experts is a full service credit repair company that uses expertise to help you improve your credit and credit scores.